AI Voice Scams Exploit Family Ties; Secret Codes Urged
Translated from Korean, summarized and contextualized by DistantNews.
At a glance
- A new type of scam using AI-generated voices to mimic family members is on the rise, with U.S. fraud losses reaching $148.2 billion in 2025.
- The BBC highlights the vulnerability of individuals to AI deepfake scams and suggests countermeasures.
- Experts recommend families share secret codes or personal memories as a simple yet effective defense against AI voice phishing.
A new wave of sophisticated scams is targeting individuals by using artificial intelligence to replicate the voices of loved ones. These "deepfake" voice phishing schemes, which have seen a dramatic surge in the U.S., can leave victims in a state of panic, making them susceptible to financial demands.
The scammers drove me into such extreme panic that I couldn't think straight.
According to the BBC, these AI-powered scams exploit the emotional distress of potential victims. Scammers often impersonate family members in apparent distress, claiming kidnapping or other emergencies, and then demand ransom. The sheer realism of the AI-generated voices can be overwhelming, making it difficult for people to think clearly.
To combat this growing threat, experts suggest a surprisingly low-tech solution: a family "code word" or a shared private memory. While AI can mimic a voice, it cannot access intimate family knowledge or inside jokes. This secret code can be used as an immediate verification step when a suspicious, urgent request for money or a claim of emergency arises.
The most powerful and simple way to stop advanced AI crime is an analog code.
However, even with a code in place, panic can override preparedness. One case highlighted involved a mother who, despite having a family code, couldn't recall it when faced with a terrifying call claiming her son was in danger. The scammers' tactics of creating extreme pressure and isolation are designed to prevent rational thought. Key red flags include extreme time pressure, demands for untraceable payment methods like cryptocurrency or gift cards, and attempts to isolate the victim from others.
We need to pre-train our mental models for responding to crisis situations.
Security professionals advise regular practice and reinforcement of these codes, perhaps with phone reminders. The recommended response in a crisis involves three steps: pause to remain calm, ask for the secret family code, and then hang up to verify the situation through a trusted alternative contact or person before taking any action. Sharing personal experiences with these scams is crucial to raising awareness about their sophisticated psychological manipulation.
The only powerful weapon we have to protect ourselves is to know and prepare in advance.
Originally published by Hankyoreh in Korean. Translated, summarized, and contextualized by our editorial team with added local perspective. Read our editorial standards.