Business owners seek digital transformation solutions at HDBank booth

HDBank is actively developing a suite of integrated digital financial solutions designed to support small businesses, often referred to as household businesses. These solutions encompass payment accounts, e-banking services, QR code payments, payment acceptance devices, and tools for sales management, electronic invoicing, and connection to electronic tax systems.

According to a HDBank representative, these offerings are targeted at a customer base facing increasing demands for digital transformation, including electronic invoicing, tax filing, and cash flow transparency. The bank aims to equip these businesses with the digital infrastructure necessary to thrive in an evolving economic landscape.

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If the solutions are designed to be simple, affordable, and easy to apply, they will help small businesses save time, manage more effectively, and serve customers better.

At the "Digital Finance Day 2026" event, small business owners expressed keen interest in these digital tools. Tran Tuan, owner of a bakery in Ho Chi Minh City, sought financial solutions tailored for small-scale operations, focusing on capital access, cashless payments, and cash flow management. He found the event valuable for direct engagement with banks and fintech companies.

"If the solutions are designed to be simple, affordable, and easy to apply, they will help small businesses save time, manage more effectively, and serve customers better," Tuan commented. Another participant, Nguyen Mai Hoa, emphasized the need for management tools beyond just loans, highlighting the growing trend of QR code, e-wallet, and card payments, which requires businesses to adapt quickly to the digital environment.

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I want to learn what solutions the bank currently has for small businesses like my bakery. Besides loans, I am also interested in payment and revenue management tools because these are very practical needs in the business process.