Costa Rica Sees Surge in 'Gota a Gota' Loan Shark Complaints, San José Leads
Translated from Spanish, summarized and contextualized by DistantNews.
At a glance
- Costa Rica recorded 1,009 'gota a gota' loan-related complaints in 2025 and 653 by July 2026, according to the OIJ.
- San José province has the highest number of these reports.
- The article notes the OIJ's role in transparency and preventing public debate distortion.
Costa Rica has seen a significant number of complaints related to 'gota a gota' loans, a form of predatory lending. Between January and July of 2026, the Organismo de Investigación Judicial (OIJ) registered 653 such complaints. This follows a total of 1,009 complaints filed throughout 2025, indicating a persistent issue with these illicit credit schemes.
The capital province of San José is the epicenter of these reports, accumulating the highest number of denunciations. The 'gota a gota' system typically involves loan sharks offering quick cash with extremely high interest rates, often leading borrowers into a cycle of debt and harassment.
The OIJ's data highlights the scale of the problem, serving as a crucial indicator for law enforcement and policymakers. The article mentions the OIJ's commitment to transparency and its efforts to prevent the distortion of public debate through computer-based means or anonymity. This suggests a broader context of concern regarding the integrity of information and public discourse in relation to crime reporting.
While the provided text focuses on the statistics and the OIJ's role, it implies a serious underlying issue of financial exploitation affecting a considerable number of Costa Ricans. The increasing number of complaints points to the pervasive nature of these illegal lending practices.
Originally published by La Nación in Spanish. Translated, summarized, and contextualized by our editorial team with added local perspective. Read our editorial standards.