Couple lives on cruise ships for three years, spending less than ever

For over three years, 52-year-old Libby Rome and her husband have forgone a traditional home, opting instead to live permanently aboard cruise ships. This nomadic lifestyle, which they have practiced for 16 years, initially involved extensive travel while working remotely from hotels before they discovered a passion for life at sea.

Rome describes their decision as rooted in minimalism. After moving from Texas to Canada, she realized she owned many items that remained packed for years. This realization prompted them to gradually divest themselves of over half their possessions, reducing their luggage from two large suitcases to a single backpack. This minimalist approach is central to their ability to manage costs effectively.

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I live on cruise ships full-time. I have designed a life that provides maximum freedom, time, and experiences, and I have been able to retire early (52) due to the cost savings!

Their financial strategy is key to sustaining this life. Beyond their remote work income, they meticulously study cruise line loyalty programs, including casino rewards, which significantly reduce their travel expenses. Rome estimates their combined monthly spending averages around $66 per day, totaling approximately $2,000, which covers accommodation, food, and entertainment. This cost-saving measure has allowed them to retire early.

Living on cruise ships offers more than just financial benefits; it provides simplicity and freedom. They have eliminated the burdens of homeownership, car maintenance, and daily chores. Instead, they dedicate their time to exploring new countries, participating in onboard creative workshops, and enjoying the flexibility of waking up in a different location each day. They often string together cruises for eight to nine months at a time, frequently navigating routes through Europe as their daughter resides in the Netherlands. While they occasionally spend a night in a hotel between voyages, they strive to align itineraries to minimize unpacking.

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Every day we wake up in a different place, and we spend less than ever.