How to apply for FG’s loan for laptops, smartphones, others

Nigerians can now apply for affordable digital devices through the Federal Government's new Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices Programme, known as C.L.I.C.K.D. This initiative, launched by the Nigerian Consumer Credit Corporation (CREDICORP) in partnership with the Federal Ministry of Communications, Innovation and Digital Economy, aims to make technology accessible through structured, spread-out payments.

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The programme, implemented by the Nigerian Consumer Credit Corporation (CREDICORP) in partnership with the Federal Ministry of Communications, Innovation and Digital Economy, was unveiled on Tuesday in Abuja by the Minister, Dr Bosun Tijani, alongside CREDICORP’s Managing Director and Chief Executive Officer, Uzoma Nwagba.

The program prioritizes locally assembled devices, aligning with the government's push for local manufacturing. Dr. Bosun Tijani, the Minister of Communications, Innovation and Digital Economy, officially unveiled the scheme alongside Uzoma Nwagba, CREDICORP's Managing Director and CEO. C.L.I.C.K.D. allows Nigerians to acquire laptops, smartphones, and tablets without the burden of immediate full payment.

Interested individuals can apply by visiting the official C.L.I.C.K.D. landing page at credicorp.ng/clickd and filling out an application form. The form requires details such as state of residence, employment status, monthly income (optional), participation in digital talent programs, the desired device, and the reason for needing it. Applicants also indicate how they heard about the program and must consent to the use of their information for eligibility assessment.

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C.L.I.C.K.D. is designed to help Nigerians own digital devices through structured, spread-out payments rather than paying the full cost upfront, starting with locally assembled laptops as CREDICORP prioritises local manufacturing.

Currently, the program is in a pilot phase, initially limited to 1,000 laptops for fellows of the Federal Government's Three Million Technical Talent (3MTT) Programme. The rollout began in Abuja, with plans to distribute the remaining devices to qualified fellows in other states in phases. This phased approach mirrors CREDICORP's strategy for its main consumer credit scheme, which initially targeted federal civil servants.

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The current 1,000-laptop pilot is limited to fellows of the Federal Government’s Three Million Technical Talent (3MTT) Programme, under which C.L.I.C.K.D. was launched as a national pilot.