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🇳🇬 Nigeria /Economy & Trade

Infinity MfB expands loan portfolio by 58%

From The Punch · () English

Translated from English, summarized and contextualized by DistantNews.

At a glance

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  • Infinity Microfinance Bank (MfB) significantly expanded its lending operations, growing its loan portfolio by 58% to N6.1 billion in the 2025 financial year.
  • Total loan disbursements increased by 64% to N12.88 billion, contributing to a 90.5% rise in Profit After Tax to N634.15 million.
  • Customer deposits also grew robustly by 82.8% to N3.37 billion, reflecting increased customer confidence, and shareholders approved a dividend payout.

Infinity Microfinance Bank Limited has reported a substantial expansion in its lending activities, with its overall loan portfolio growing by 58% to N6.1 billion during the 2025 financial year, up from N3.89 billion in 2024. This significant increase was announced by the bank's Chairman, Mrs. Clara Oloniniyi, at the institution's 19th Annual General Meeting in Lagos.

Growth in profit is an outstanding performance driven by growth in interest, expansion of its earnings assets, improved operational efficiency, and enhanced digital transactions revenue streams.

— Mrs. Clara OloniniyiExplaining the drivers of the bank's profit growth.

The bank's active credit creation throughout the year led to total loan disbursements reaching N12.88 billion, a 64% year-on-year increase from N7.87 billion disbursed in 2024. This surge in lending directly contributed to strong bottom-line growth, with Profit After Tax jumping 90.5% to N634.15 million in 2025, compared to N332.8 million in the previous year.

Mrs. Oloniniyi attributed the exceptional profit growth to increased interest income, the expansion of earnings assets, improved operational efficiency, and enhanced revenue from digital transactions. Despite prevailing macroeconomic challenges, the board credited these gains to optimized operational costs, expanded interest income, and a greater uptake of digital and point-of-sale services.

Our customer deposit grew robustly from N1.8bn in 2024 to N3.37bn in 2025, about an 82.8 per cent increase. The growth underscores the increasing trust and confidence reposed in the bank by our customers.

— Mrs. Clara OloniniyiHighlighting the growth in customer deposits and trust.

Customer confidence in Infinity MfB also strengthened, as evidenced by an 82.8% growth in customer deposits, which rose from N1.8 billion in 2024 to N3.37 billion in 2025. Oloniniyi noted that this growth was supported by innovative savings products, improved customer engagement, and expanded point-of-sale deposit mobilization. Following this strong financial performance, shareholders approved a dividend payout of 7.5 kobo for every 50 kobo ordinary share.

The board remains committed to delivering sustainable value to shareholders. The remarkable growth in 2025 is a testament to patience, confidence, and unwavering support.

— Mrs. Clara OloniniyiReassuring investors about the bank's focus on sustainable returns.
DistantNews Editorial

Originally published by The Punch in English. Translated, summarized, and contextualized by our editorial team with added local perspective. Read our editorial standards.

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