Man offers land and €150,000 for an apartment near Zagreb: “That is a purchase, not an exchange”

A landowner near Zagreb is considering offering a building plot and about €150,000 in exchange for an apartment, but Reddit users questioned whether the proposal qualifies as a swap at all.

The plot covers about 500 square meters and sits in Sveta Nedelja. One commenter estimated that land in the area might be worth between €30,000 and €100,000, concluding that the chances of obtaining an apartment were effectively nonexistent.

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In short, 500 square meters in Sveta Nedelja could be worth a maximum of 100,000 euros, or it could be worth 30,000 to 40,000. So unfortunately, the chances of getting an apartment are zero.

Other users took a more flexible view. They suggested selling the land and using the money as a deposit, or finding a partner willing to provide an apartment in exchange for the plot and an additional payment.

Another commenter said the wording could mislead people. An exchange usually implies a relatively small additional payment, the user argued, while offering twice the land’s value in cash looks more like buying an apartment and counting the land toward the price. The final assessment, the commenter added, depends on the apartment’s size and whether the plot’s location attracts a buyer.

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When you say you want to exchange land for an apartment with a possible additional payment, people assume you mean an additional payment of 10, 20 or 30% of the land’s value. Giving twice as much money as the land is worth is already a purchase where you use part of something as payment.