Nearly half of new cars in Argentina are bought with financing. Here are September’s offers

Almost one in every two new cars registered in Argentina was purchased with vehicle-backed financing in July. The share reached 49.6%, even though 22,350 security interests were registered during the month, 4% fewer than in June and 28% below July 2025.

The figures explain why financing has become one of the main engines of the new-car market. Competition among automakers has intensified, while demand has lost some of its momentum from the start of the year. In September, manufacturers again adjusted their offers to make new vehicles easier to buy.

The lending mix is also changing. In the first eight months of 2026, automakers’ own finance companies accounted for 44% of secured vehicle loans. Savings plans followed with 41%, while banks represented only 13%.

Dependence on credit varies sharply by brand. Peugeot led with 73% of registrations financed, followed by Citroën at 71% and Fiat at 69%. Nissan recorded one of the biggest increases from 2025, with financing’s share rising by 14 percentage points.

Several manufacturers offered zero-interest loans in September, although the amounts and repayment periods differed. Chevrolet kept the scheme across its entire range, offering terms of up to 24 months for the Onix, Onix Plus, Tracker and Sonic. Other models had 18-month or 12-month options. A Trailblazer could receive up to 43 million pesos at zero interest over 12 months, while the S10 LTZ and High Country offered up to 35 million pesos. Some 12-month plans deferred the first payment for 60 days, and interest-bearing loans reached 50 million pesos.

Honda also maintained zero-interest financing across its range, including the WR-V, with up to 24 million pesos payable in 24 fixed installments. The company kept prices frozen across its car range except for the WR-V, whose price rose to 42.99 million pesos.