Taiwanese over 50 own 70% of properties; 14,000 minors are homeowners

A significant concentration of property ownership in Taiwan lies with individuals aged 50 and older, who hold over 71% of all property tax records. Statistics from the Ministry of Finance reveal that out of 11.84 million property tax households in 2025, a substantial 8.5 million were owned by individuals 50 years or older.

This data highlights a stark generational divide in homeownership. Those under 50 account for less than 30% of property owners. He Shih-chang, CEO of the Xinchuan Real Estate Think Tank, suggests this disparity reflects difficulties faced by younger generations in affording or choosing to purchase homes.

Adding a surprising detail, the statistics also show that 14,000 individuals under the age of 17 are registered as property owners. Given Taiwan's population of approximately 3.44 million people under 17 in 2025, this means roughly one in every 246 minors owns property while still in school.

In comparison, the 50-and-over demographic, numbering nearly 9.8 million people, owns 11.84 million properties, indicating a high ownership rate of 82.7%. For the 30-49 age group, comprising over 7.1 million people, property ownership stands at about 40%, with 2.84 million households.

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Data shows that young and middle-aged groups cannot afford to buy houses, or do not want to buy houses, resulting in a low proportion of property ownership in this group.