Teacher Couple Earns 2 Billion Won Through Samsung Electronics Stock Investment

A teacher couple, both born in 1993, has garnered significant attention on the online community "Blind" for allegedly achieving a profit of 2 billion won through concentrated investment in Samsung Electronics preferred stock (Samsung Electronics Woo). The story, posted on July 21, details how the couple, who teach at a primary school in a provincial area, began accumulating shares in January 2021.

“

I realized the principles of capitalism through a YouTube channel and immediately put it into practice.

According to the post, the couple financed their investment through various loans, including bank credit loans, employee mutual aid associations, and Korea Securities Finance. The inspiration for this strategy came from a YouTube channel that explained the principles of capitalism, emphasizing the idea of taking out quality loans to purchase and hold shares of reputable companies long-term. The couple questioned why they could buy apartments with loans but not shares of a top-tier company like Samsung Electronics.

They continued to purchase shares regardless of market fluctuations, managing their loan interest payments. Their final purchase was made in November 2024, during a period of skepticism surrounding Samsung Electronics. Currently, the couple holds a total of 13,000 shares – 10,000 in the husband's name and 3,000 in the wife's name.

“

The principle mentioned on that YouTube channel is to take out quality loans, buy shares of a 우량 company, and hold them for a long time.

The couple stated that after deducting loan interest payments, their current profit is approximately 2 billion won, and they have no intention of selling the shares. They plan to pass the holdings on to their children. They are seriously considering early retirement once their annual dividend income surpasses their combined salaries. However, they are contemplating whether to repay the 820 million won loan principal using dividends over the long term or to sell 3,000 shares if the stock price reaches 300,000 won, retaining 10,000 shares.

“

I started with the question, 'If you can get a loan to buy a decaying apartment in a provincial area, why can't you buy shares of Samsung Electronics, a top-tier company?'

The post received over 390 comments, with many netizens congratulating the couple and praising their conviction. One commenter suggested aiming for 10 billion won and changing their mindset, but the teacher responded that 2 billion won is a substantial amount for their family and that societal definitions of wealth hold no particular appeal for them.

“

Excluding the loan interest paid so far, the profit is about 2 billion won, and I plan to hold onto it without selling.