A Salary Is No Longer Enough: Employee Health Becomes a New Business Currency

The question facing company executives is no longer simply how much an insurance package costs. It is how much the company could pay if it has no such package and the risks materialize, says Nataša Hajdinjak, chief executive of PRVA Osebna zavarovalnica.

In an interview with Delo, Hajdinjak argues that health, life and pension insurance have moved beyond the category of employee perks. They now form part of social security, human-resources strategy and the resilience of companies.

Insurance, she says, should not be viewed only as a financial product. It can provide a way to manage risks that individuals, families or companies often cannot carry on their own. The discussion has gained importance as companies look for new approaches when the public healthcare system cannot meet every need.

Hajdinjak does not go so far as to call employers a second healthcare system. But she says they should become increasingly important actors and stakeholders in discussions about providing social security to Slovenia’s population.

“

The right question is how much the company costs if it does not have such a package and the risks materialize.