Amanah Pro Bridges the Gap for Hajj Aspirants Facing Savings Challenges

PT Bank Maybank Indonesia Tbk, through its Syariah Business Unit, has partnered with the Muslim Pro platform to introduce Amanah Pro. This initiative serves as a dedicated channel for individuals preparing for the Hajj and Umrah pilgrimages, aiming to bridge the gap between the strong desire to fulfill Islam's fifth pillar and the common obstacle of insufficient savings.

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This survey result shows that the desire of Indonesian Muslims to perform Hajj is very strong. However, many still face challenges in taking the first step and maintaining consistency in preparing Hajj funds.

The launch is informed by a recent survey conducted by Muslim Pro, which revealed a significant disparity between the aspiration and readiness for Hajj among Indonesian Muslims. The survey of 585 respondents indicated that while 81 percent expressed a strong desire to perform Hajj, a substantial 65 percent admitted to infrequent or non-existent regular savings for this purpose. Furthermore, 83 percent cited unstable income as the primary reason for their difficulty in saving for Hajj or Umrah.

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Through this collaboration, Maybank Indonesia's role is to ensure that every step towards Mecca is supported by a strong, secure, and trustworthy Sharia financial foundation. Funds saved through Amanah Pro are placed in Sharia accounts regulated and supervised by the OJK, so customers can build saving habits with more peace of mind and confidence.

"This survey result shows that the desire of Indonesian Muslims to perform Hajj is very strong. However, many still face challenges in taking the first step and maintaining consistency in preparing Hajj funds," stated Romy H. Buchari, Director of Syariah Banking at Maybank Indonesia. He explained that the Sharia-compliant Hajj and Umrah planning platform, developed jointly with Maybank Syariah, is designed to assist users in setting pilgrimage goals, cultivating disciplined saving habits, and monitoring their progress via an integrated digital experience.

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The results of the survey show that the challenges faced by the community are not solely related to financial ability, but more to financial management.

Maybank Indonesia's role in this collaboration is to ensure that the financial foundation for the journey to Mecca is robust, secure, and trustworthy, adhering to Sharia principles. Funds saved through Amanah Pro are deposited into Sharia-compliant accounts regulated and supervised by the OJK (Financial Services Authority), providing users with peace of mind. Nafees Khundker, Group Managing Director of Muslim Pro, added that the survey highlights financial management, rather than just capability, as a key challenge. He noted that Hajj plans are often delayed by life's demands, family needs, ongoing financial commitments, and unexpected issues. The #YukHaji campaign encourages people to start with small, realistic steps rather than waiting for a perfect time.

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Hajj plans are often delayed due to various life demands. There are family needs that must be prioritized, ongoing financial commitments, and unexpected challenges. Through #YukHaji, we want to invite the community not to keep waiting for the perceived perfect time, but to start taking small, realistic steps from today.