bank bjb offers SR025 investment option starting from Rp 1 million

Bank bjb is simplifying investment with the introduction of the SR025, a Sharia-compliant government retail bond. This offering provides the public with a diverse range of investment instruments, allowing individuals to select options aligned with their financial goals, investment timelines, risk profiles, and available funds.

The SR025 presents two distinct tenor options: SR025-T3, a three-year bond with a 6.80% annual yield, and SR025-T5, a five-year bond offering a 6.90% annual yield. This flexibility enables investors to tailor their investments to their specific financial needs and plans. The fixed-rate characteristic of the SR025 ensures a predictable return until maturity, offering investors a clear picture of potential earnings.

Investment in the SR025 begins with a modest Rp 1 million, making it accessible for those new to investing in government retail bonds. The maximum subscription per customer is Rp 5 billion for SR025-T3 and Rp 10 billion for SR025-T5, catering to a wide range of investor capacities. Additionally, bank bjb is running a cashback promotion of up to Rp 10.5 million for customers who book their SR025 orders through the bank between August 21 and September 4, 2026, subject to terms and conditions.

The offering period for SR025 runs from August 21 to September 16, 2026. Settlement is scheduled for September 23, 2026, with the first coupon payment on October 10, 2026. SR025-T3 matures on September 10, 2029, while SR025-T5 matures on September 10, 2031. Through this offering, bank bjb aims to enhance public understanding of investment diversification and planning.