Bank Capital Indonesia Sees 41.4% Credit Growth, Pension Segment Surges 322%
Translated from Indonesian, summarized and contextualized by DistantNews.
At a glance
- Bank Capital Indonesia reported Rp11.1 trillion in disbursed credit for 2025, a 41.4% annual increase.
- The growth was significantly driven by a 322% surge in the pension segment, reaching Rp4.4 trillion.
- As a customer appreciation gesture, the bank sent 50 pre- and post-retirement customers on an Umrah pilgrimage.
PT Bank Capital Indonesia Tbk achieved significant growth in 2025, with total credit disbursement reaching Rp11.1 trillion, marking a 41.4% increase year-on-year. The bank's expansion was notably fueled by its pension segment, which saw a remarkable 322% jump, contributing Rp4.4 trillion to the total credit.
This impressive performance in the pension portfolio stems from strategic collaborations, including a partnership with PT Taspen (Persero). Bank Capital's focus on enhancing services for pre-retirement and retired customers is evident in these results. "We will continue to develop products and services that meet customer needs, including strengthening long-term relationships through various appreciation programs," stated Kurniawan Halim, the bank's President Director.
In a gesture of gratitude, Bank Capital sponsored an Umrah pilgrimage for 50 pre- and post-retirement customers from July 28 to August 5, 2026. This program, held for the first time, aims to foster long-term relationships and show appreciation for customer loyalty. "We pray that all participants are granted health, ease, and protection during their pilgrimage and return home safely," Halim added.
Beyond business growth, Bank Capital also garnered several awards for its financial performance, business ecosystem strengthening, and product development, underscoring its robust standing in the banking sector.
Originally published by Republika in Indonesian. Translated, summarized, and contextualized by our editorial team with added local perspective. Read our editorial standards.