BSI Gold Installment Financing Soars 97.9%, Reflecting Growing Investor Demand

Gold investment through installment plans is gaining popularity in Indonesia, with PT Bank Syariah Indonesia (BSI) reporting a significant 97.9% surge in financing. The bank's gold installment financing reached IDR 16.93 trillion by April 2026, up from the previous year.

Anton Sukarna, BSI's Sales & Distribution Director, noted that this trend highlights a growing number of people using gold as a medium-term and long-term investment. He stated that gold's appeal lies in its perceived safety and its ability to act as a hedge against inflation, particularly for those seeking Sharia-compliant investment options.

The service attracts a wide range of age groups, from Gen Z to baby boomers. Beyond its stable value, customers are drawn to flexible tenor and installment options. Gold is also being utilized for future financial needs such as education costs, Hajj pilgrimage funds, and wedding preparations.

BSI is strengthening its gold business ecosystem, having obtained a license as a bullion bank. This includes expanding partnerships, notably with PT Aneka Tambang Tbk (Antam), to bolster gold supply and distribution. These collaborations aim to improve public access to gold investment and support the national gold ecosystem's development.