Hana Financial Group Celebrates First Anniversary of Private Reverse Mortgage Product

Hana Financial Group marked the first anniversary of its private reverse mortgage product, 'Hana Deonext Naejip Yeonkeum,' with a gratitude event held on July 8 at its headquarters in Jung-gu, Seoul. Launched in May 2025, the product aims to enhance seniors' post-retirement income stability.

The 'Hana Deonext Naejip Yeonkeum' uniquely integrates a mortgage trust service provided by Hana Bank with a whole life annuity from Hana Life Insurance. This structure ensures that annuitants receive payments for life, even if the total payout surpasses the assessed value of their property, providing a crucial safety net for long-term financial security.

According to Hana Financial Group, the product has seen significant uptake in its first year. Over 260 individuals have subscribed, with the average age of subscribers being 76 years old. The total value of subscriptions has reached approximately 330 billion won, indicating strong demand among the elderly population seeking stable retirement income solutions.

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The pension payment amount continues to be paid for life even if it exceeds the value of the house, increasing the stability of the user's old-age income.