Indonesian bank deposits hit Rp10.294 trillion, growing 13.49% annually
Translated from Indonesian, summarized and contextualized by DistantNews.
At a glance
- Public funds held by Indonesian banks reached Rp10,294 trillion in May 2026, a 13.49% annual increase.
- This growth, higher than the previous month, was driven by increases in checking accounts, time deposits, and savings.
- Banking liquidity remains adequate, with key ratios well above regulatory thresholds, indicating a strong ability to meet short-term obligations.
Public funds deposited in Indonesian banks have surged, reaching Rp10,294 trillion as of May 2026. This represents a significant year-on-year growth of 13.49 percent, surpassing the 11.39 percent growth recorded in April 2026.
Di sisi lain, dana pihak ketiga juga tumbuh sebesar 13,49 persen year on year menjadi Rp10.294 triliun
Dian Ediana Rae, Head of Banking Supervision at the Financial Services Authority (OJK), announced the figures during a press conference. The increase in third-party deposits (DPK) was primarily fueled by substantial growth in checking accounts, which saw a 20.53 percent annual increase. Time deposits also grew by 10.17 percent, and savings accounts rose by 10.21 percent compared to the same period last year.
Di sisi lain, dana pihak ketiga juga tumbuh sebesar 13,49 persen year on year menjadi Rp10.294 triliun
Rae further stated that the banking industry's liquidity remains robust. The ratio of liquid assets to non-core funds (AL/NCD) stood at 108.20 percent, and the ratio of liquid assets to third-party funds (AL/DPK) was 24.74 percent. Both indicators are comfortably above the minimum levels set by regulators.
Di sisi lain, dana pihak ketiga juga tumbuh sebesar 13,49 persen year on year menjadi Rp10.294 triliun
The industry's liquidity coverage ratio (LCR) was reported at 186.54 percent. This strong liquidity position demonstrates the banking sector's capacity to meet its short-term obligations effectively, even amidst increasing credit disbursement.
Di sisi lain, dana pihak ketiga juga tumbuh sebesar 13,49 persen year on year menjadi Rp10.294 triliun
Originally published by Republika in Indonesian. Translated, summarized, and contextualized by our editorial team with added local perspective. Read our editorial standards.