Insurance company warns US-bound tourists: Healthcare costs can run into tens of thousands

Norwegian insurance company Tryg is issuing a stark warning to its customers planning trips to the United States, highlighting the potentially exorbitant costs of medical care.

Press spokesperson Ole Irgens stated that even a brief visit to an emergency room in the U.S. can result in bills amounting to tens of thousands of Norwegian kroner. More serious medical emergencies, such as surgery for a broken bone or appendicitis, could escalate costs to several hundred thousand kroner. An average three-day hospital stay can cost around $30,000, equivalent to approximately 300,000 kroner.

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Even a short visit to an emergency room can cost tens of thousands of kroner.

Tryg strongly advises travelers to contact their insurance provider before seeking any medical attention. This proactive step allows the company to assist in finding appropriate healthcare facilities and arrange direct payments to hospitals, thereby preventing tourists from having to pay substantial amounts out-of-pocket. The company notes that while Canada and Mexico also require tourists to pay for medical services themselves, costs are generally lower, though hospitals may still demand upfront payment. Contacting the insurer beforehand is key to navigating these situations smoothly.

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Contacts you the insurance company before you seek medical help, it will be fine also in Canada and Mexico.