Intesa Sanpaolo Bank offers 3% interest on 12-month deposits

Intesa Sanpaolo Bank is promoting a special offer on 12-month deposits, providing a fixed 3% annual interest rate. This promotion, valid until June 30, 2026, aims to attract both new and existing customers.

New customers can benefit by opening a transaction account, choosing a Digital, Start, or Plus banking package, and transferring their regular monthly income, such as a salary or pension. As an added incentive, the chosen banking package will be free for the first six months. Existing customers can also access this favorable interest rate by transferring newly deposited funds from another bank to their Intesa Sanpaolo Bank account after May 1, 2026, provided they use a Digital, Start, or Plus banking package.

The bank highlights the security and predictability of deposits, contrasting them with the volatility of stocks or cryptocurrencies. Funds deposited are insured up to 100,000 EUR. Deposits also offer a safeguard against impulsive spending, as customers commit to leaving the money in the bank for a specified period in exchange for agreed-upon interest. The minimum deposit for this special offer is 300 EUR, and the maximum is 100,000 EUR.