Ludmila Bērica: Passwords Are a Problem

Passwords have lived in the digital world for more than six decades. Since then, technology has advanced at extraordinary speed, bringing biometric solutions, multifactor authentication and digital identity technologies into everyday use.

Users’ habits have changed just as quickly. So, the article argues, have the skills and strategies used by fraudsters.

Yet a significant share of online services still relies on the simple combination of a username and password, despite the progress and alternatives now available.