Morocco’s social security fund approves two companies to drive digital transformation and clinic management

Morocco’s National Social Security Fund is expanding into digital services and healthcare management. Its board approved the creation of two subsidiaries, one dedicated to digital transformation and another responsible for managing the institution’s clinics.

The decisions came at a board meeting held on Sept. 3 under the chairmanship of Nadia Fettah, Morocco’s economy and finance minister. The board approved several financial and administrative matters, including the director-general’s management report, the fund’s accounts, and its 2026 work plan and budget. It also set a spending ceiling for managing the social security system and reviewed the state financial controller’s annual report.

Information-system security received particular attention. The fund’s 2025 results also showed continued growth in its membership base. The number of registered employees rose 4% to about 4.24 million, while declared payroll increased 10%, from 222.51 billion dirhams in 2024 to 244.84 billion dirhams last year. Contributions due rose 9% to 36.46 billion dirhams, and benefits paid increased to 31.5 billion dirhams from 29.7 billion dirhams.

The fund carried out 10,411 inspections in 2025, a 22% increase from the previous year. Those inspections regularized the status of 151,682 employees and covered a declared payroll of 6.6 billion dirhams. Collection operations recovered 5.25 billion dirhams, compared with 4.79 billion dirhams in 2024.

Across mandatory health insurance schemes, 25.08 million people received coverage in 2025, up 3%, while benefits paid rose 17% to 22.65 billion dirhams. The scheme for employees covered more than 4 million principal beneficiaries. The scheme for self-employed workers covered 1.69 million, but benefits equaled 157% of contributions, a gap the fund classified as a structural deficit. It said it was coordinating with relevant sectors to broaden membership and improve contribution collection.