New limits from September: ZUS may demand return of 13th or 14th pension

Retirees and pensioners in Poland who continue to work must prepare for stricter earnings limits, set to take effect on September 1, 2026. The Social Insurance Institution (ZUS) will implement new thresholds that could impact the income of those supplementing their pensions with employment.

Exceeding these new, lower limits may have significant financial consequences. Individuals could face not only a reduction or complete suspension of their pension payments but also be required to return previously received benefits, including the 13th and 14th pension payments. This measure aims to ensure that the system supports those genuinely in need of retirement income.

The upcoming changes signal a tightening of regulations for working pensioners. The specific thresholds and the exact calculation methods for potential repayments will be crucial for those planning their finances. The ZUS is advising affected individuals to familiarize themselves with the new rules well in advance to avoid unexpected financial burdens.