OJK Warns of Sophisticated Deepfake Threats, Cites Digital Literacy as Defense

Indonesia's Financial Services Authority (OJK) has issued a warning regarding the growing threat of sophisticated cyber fraud, particularly those leveraging artificial intelligence (AI) and deepfake technology. The OJK emphasizes that enhancing digital literacy is crucial for the public to combat these evolving online threats.

Daniel Apriandi, Deputy Director of the OJK's Consumer Protection Department and Secretariat of the PASTI Task Force, highlighted that cybercriminals are increasingly using AI to manipulate digital identities, making fraud more difficult to detect. "Low digital literacy remains the main loophole exploited by criminals," Daniel stated. He noted a rise in phishing and social engineering scams, exacerbated by AI and deepfake capabilities that can convincingly mimic a person's face, voice, and body language.

Apriandi stressed that technological advancements must be matched by improved digital literacy. This will equip the public to recognize fraudulent schemes, protect personal data, and verify information or transaction requests received digitally. The OJK, in collaboration with Satgas PASTI, is actively reinforcing education on digital transaction security as part of its consumer protection efforts in the financial services sector.

Satryo Suryantoro, Director of Security Operations and Information Control at the National Cyber and Crypto Agency (BSSN), added that strengthening cybersecurity literacy requires the involvement of all stakeholders. This includes government ministries, regional governments, law enforcement, educational institutions, communities, businesses, media, and the general public. Suryantoro believes that increasing digital awareness and skills is essential to bolster public resilience against AI-based cyber threats and to narrow the opportunities for fraudsters.

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Low digital literacy remains the main loophole exploited by criminals.