Préstamo Feliz faces U.S. court proceedings and 11 Mexican complaints over investor debts

Préstamo Feliz is facing legal action on both sides of the border over alleged failures to meet obligations to investors and creditors.

The Mexican financial company, formally known as Préstamos Felices, faces at least 11 complaints in Nuevo León involving more than 2.5 billion pesos. The company includes Sergio Elizondo, Fernando García Sada and Eduardo García Alanís, according to the report.

A petition filed by CRC Liquid Strategies Fund in the U.S. District Court for the Southern District of New York on June 13, 2025, says the fund lent 4 billion pesos to Préstamo Feliz and related company Vales de Felicidad between 2017 and 2019. The money came from retirement savings belonging to U.S. public workers, including firefighters and police officers in several states.

The arrangement was designed to generate returns through loan payments routed through a trust established by CRC and Préstamo Feliz. Those payments allegedly stopped reaching the trust in December 2024. The New York filings claim Préstamo Feliz illegally took 102 million dollars and owed 282 million dollars when the lawsuit was filed, including default interest.

The dispute also touches BanFeliz, a bank held by Happy Inc. that is being offered for sale to Grupo Klu. The report says the owners have a debt to Peru’s Grupo APC, while the prospective buyers, led by Alberto and Carlos Djemal, have faced questions involving alleged fraudulent use of funds and weak financial management. Mexican proceedings are also seeking compensation for affected savers.