QRIS Transaction Value Doubles in First Half of 2026

Indonesia's digital payment system, QRIS, has experienced explosive growth in the first half of 2026, with transaction volume soaring by over 100 percent. Bank Indonesia reported 12.55 billion transactions, a significant leap from the previous year, signaling a strong shift towards digital payments among Indonesians.

Deputy Governor Filianingsih Hendarta highlighted QRIS as a crucial gateway to the digital economy. The total value of these transactions reached Rp600.69 trillion by the end of June, marking an 89.52% increase compared to the same period in 2025. This trend underscores a growing consumer comfort with cashless transactions facilitated by smartphone code-scanning.

Currently, QRIS is accessible to approximately 66 million users and is accepted by 44.86 million merchants nationwide. Bank Indonesia aims to reach 70 million users and 47 million merchants by the end of the year, indicating strong momentum towards its targets. The central bank has set an ambitious goal of 17 billion QRIS transactions for 2026, with the mid-year figures showing nearly three-quarters of this target has already been achieved.

A significant portion of QRIS merchants are micro, small, and medium enterprises (MSMEs). These businesses, which previously struggled with cashless payment options, can now accept payments from various banking applications and digital wallets through a single QRIS code. This inclusivity is driving broader financial access across society.

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QRIS is a gateway to the digital economy and a game-changer for national digital economics and finance.