Total value of loans disbursed in Oman in 2025 reached OMR213.8mn

The total value of loans disbursed in Oman during 2025 saw a decline, reaching OMR213.8 million across 7,106 projects. This represents a decrease of approximately 9 percent compared to the OMR234.9 million allocated to 7,398 projects in 2024, according to data from the National Centre for Statistics and Information (NCSI).

The industrial sector was the primary beneficiary of lending, securing OMR71 million, which constituted 33.2 percent of the total. The tourism, professional, and public services sector followed, receiving OMR66.3 million (31 percent), while the fisheries sector secured the third-largest share with OMR31.6 million (14.8 percent). Notably, the mining sector experienced significant growth, increasing its share from 0.7 percent in 2024 to 4.8 percent in 2025, with disbursements exceeding OMR10.3 million.

Regionally, the Governorates of South and North Al Batinah led in loan distribution, accounting for 24.9 percent of the total lending at OMR53.3 million, spread across 1,617 projects. Muscat Governorate ranked second with 23.5 percent (OMR50.2 million) for 762 projects, followed by South and North Al Sharqiyah at 16.6 percent (OMR35.5 million). The Governorate of Al Wusta also showed notable growth, increasing its share from 3.6 percent in 2024 to 6.5 percent in 2025.

In contrast, housing finance experienced an upward trend, with total housing loans rising by over 4.6 percent from OMR145.1 million in 2024 to OMR151.8 million in 2025. The number of beneficiaries increased slightly from 3,250 to 3,277. South Al Batinah led in housing loan value with OMR40.4 million (26.6 percent), closely followed by Muscat with OMR41.7 million (27.5 percent). The majority of Oman Housing Bank loans in 2025 were concentrated among borrowers with a monthly income between OMR701 and 1,000, representing 75.8 percent of total housing finance.