Yongfeng Financial Holdings posts record profit of NT$28.9 billion in first seven months

Yongfeng Financial Holdings has announced a record-breaking performance for the first seven months of 2026, achieving a net profit after tax of NT$28.932 billion. This figure represents a significant year-on-year increase of 89% and sets a new historical high for the same period.

The company's financial strength is further underscored by its earnings per share (EPS) of NT$1.96 and an annualized return on equity (ROE) of 19.00%. These metrics also mark historical peaks for Yongfeng Financial Holdings during this period.

The impressive results are largely attributed to the stellar performance of its core subsidiaries. Yongfeng Bank, for instance, has achieved its sixth consecutive year of record profits, posting a net profit of NT$15.518 billion, up 21% from the previous year. Its net income growth was fueled by a 26% increase in net interest income and a 13% rise in net fee and commission income, while maintaining a stable non-performing loan ratio of 0.19%.

Another significant contributor is Yongfeng Securities, which recorded a net profit of NT$8.764 billion, an 188% surge year-on-year, also a historical high for the period. This growth was primarily driven by increased brokerage and wealth management fees, alongside higher capital gains. The company's fee and commission income saw a remarkable 132% increase.

Jingcheng Bank contributed NT$4.323 billion in net profit for the first seven months. After accounting for a gain from the disposal of its international leasing unit and amortization of identifiable intangible assets, its contribution to the holding company's profit was NT$3.870 billion. Jingcheng Bank also reported strong growth in net interest income, net fee and commission income, and financial transaction income, while maintaining a low non-performing loan ratio of 0.05%.