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๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia /Economy & Trade

Bank BSN Integrates KMT Top-Up Feature into Mobile Banking App

From Republika · () Indonesian

Translated from Indonesian, summarized and contextualized by DistantNews.

At a glance

News Official statement New plan
  • Bank BSN has integrated its Bale Syariah mobile banking app with PT Kereta Commuter Indonesia's (KCI) Multi Trip Card (KMT).
  • This integration allows KRL Jabodetabek users to top up their KMT balances directly through the Bale Syariah app.
  • The launch aims to simplify commuter travel by connecting financial services with mobility needs, with special promotions available.

PT Bank Syariah Nasional (Bank BSN) has launched a new feature allowing users of its Bale Syariah mobile banking app to top up their Multi Trip Cards (KMT) for the Commuter Line (KRL) Jabodetabek. This integration aims to streamline the process for daily commuters.

The integration of Bale Syariah by BSN with KMT KCI is an important milestone for the nation's Islamic banking industry. We are proud to be the first mobile banking service to offer KMT top-up directly in your hands.

โ€” Alex Sofjan NoorPresident Director of Bank BSN, speaking at the launch event.

The digital feature was officially unveiled on Saturday, August 15, 2026, at Sudirman Station in Jakarta. Alex Sofjan Noor, President Director of Bank BSN, highlighted the significance of this integration, stating, "We are proud to be the first mobile banking service to offer KMT top-up directly in your hands." He emphasized that the innovation is designed to genuinely ease public travel by better connecting financial and mobility needs.

This collaboration builds upon a previous partnership between Bank BSN and KCI, which began with a memorandum of understanding and the launch of a co-branded KMT in March 2026. The recent launch also introduced a special edition KMT Co-Brand for Indonesia's 81st Independence Day.

But what is most important to us is not just being the first. What is far more important is whether this innovation truly makes people's journeys easier. Financial needs and mobility needs can now be increasingly connected.

โ€” Alex Sofjan NoorExplaining the core purpose behind the new KMT top-up feature.

To celebrate the launch, Bank BSN is offering promotions at Sudirman and Bogor stations. New customers who open a Bale Syariah account with a specified initial deposit will receive a special edition KMT with a balance of Rp81,000. Bank BSN plans to continue developing digital services to meet the public's transaction needs.

Commuter Line carries people to work, to education, and to chase their hopes every day. The card may be small, but hopefully, it becomes a symbol of great spirit: keep moving and keep moving forward with Indonesia.

โ€” Alex Sofjan NoorReflecting on the significance of the co-branded KMT.
DistantNews Editorial

Originally published by Republika in Indonesian. Translated, summarized, and contextualized by our editorial team with added local perspective. Read our editorial standards.