BCA posts Rp 29.5 trillion net profit

PT Bank Central Asia Tbk. (BCA) achieved a net profit of Rp 29.5 trillion in the first half of 2026, marking a 3.5% increase compared to Rp 28.5 trillion in the same period last year. This growth was primarily fueled by a 8% year-on-year expansion in its loan portfolio, which surpassed Rp 1,000 trillion for the first time.

President Director Hendra Lembong attributed the performance in the first half of the year to the successful BCA Expoversary 2026 event and the strategic channeling of productive credit to various sectors. The productive financing segment saw an 11% increase, reaching Rp 802 trillion. Corporate loans grew by 13.6% to Rp 513.4 trillion, while loans to small and medium enterprises (SMEs) rose by 6.6% to Rp 288.5 trillion.

BCA also reported a significant increase in current account and savings account (CASA) deposits, which grew by 10.2% to Rp 1,082 trillion. Overall third-party deposits (DPK) increased by 7.9% to Rp 1,284 trillion. The substantial CASA portion, accounting for 84.3% of total DPK, helped maintain a stable cost of funds.

Furthermore, BCA's commitment to sustainability is evident in its green financing initiatives. As of the first half of 2026, green financing increased by 19% to Rp 123 trillion. Financing for renewable energy sources surged by 82% to Rp 7.7 trillion, and loans for electric vehicles grew by 25% to Rp 4 trillion. The bank maintained strong asset quality, with a loan at risk (LAR) ratio of 4.9% and a non-performing loan (NPL) ratio of 1.9%. Non-interest income also saw a healthy 11% year-on-year increase, reaching Rp 13.2 trillion.