BSI Profit Rises 17.8%, Boosting Corporate Zakat Contributions

PT Bank Syariah Indonesia Tbk (BSI) has achieved a net profit of Rp 2.8 trillion as of April 2026, marking a significant 17.79% increase compared to the same period last year. This financial success not only strengthens the bank's performance but also enhances its social contributions through corporate zakat.

According to BSI Director Ade Cahyo Nugroho, the bank has focused on maintaining its fundamental business and financial health. Strategies include optimizing productive assets, strengthening low-cost funding (CASA), and developing the Islamic economy ecosystem. "BSI continues to maintain its fundamental business and financial performance through asset optimization, maintaining financing quality, increasing fee-based income, strengthening CASA, and enhancing employee productivity through the development of the Islamic business ecosystem and bullion bank as sources of business growth," Nugroho stated.

The bank's robust profit allows for a projected corporate zakat distribution of approximately Rp 72 billion in April 2026, reflecting a growing social benefit to the community. BSI's assets have also seen substantial growth, rising 12.17% year-on-year to Rp 452 trillion. This expansion is supported by effective intermediation, encompassing both fund collection and financing.

Customer deposits (DPK) reached Rp 382 trillion, up 17.9% from the previous year, with savings accounts showing a notable 22.02% increase. The CASA ratio stands at a healthy 63.48%, indicating strong public trust in BSI's services. This is further evidenced by the bank's role in facilitating haj pilgrimages, with 83.5% of Indonesian pilgrims this year using BSI for their payments. BSI disbursed Rp 332 trillion in financing, a 15.59% annual increase, primarily supporting consumer, retail, MSME, micro, and other productive sectors. Despite this growth, the non-performing financing (NPF) ratio remained stable at 1.8%.