BTN and BSN Facilitate 67,518 Subsidized Housing Units by June 2026

PT Bank Tabungan Negara (BTN) and its subsidiary, PT Bank Syariah Nasional (BSN), have significantly contributed to housing affordability, channeling financing for 67,518 subsidized housing units under the Housing Liquidity Facility (FLPP) scheme by the end of June 2026. This impressive figure comprises 44,388 units from BTN and 23,130 units from BSN.

These numbers represent a substantial portion, approximately 74%, of the total national FLPP realization, which reached 91,531 low-income households (MBR). BTN President Director Nixon LP Napitupulu highlighted that this large share reflects the combined strength of conventional and sharia financing in broadening access to first homes for MBR.

“

BTN and BSN are channeling almost 74 percent of all national FLPP financing until the end of June 2026. This achievement demonstrates our strong capacity, network, and experience in helping low-income communities obtain their first home, both through conventional and sharia schemes.

Napitupulu stressed that while the volume of financing is crucial, it must be accompanied by adequate housing readiness, building quality, accurate targeting of recipients, and occupancy rates. He noted that the demand for decent and affordable housing remains high, as evidenced by the increasing number of FLPP beneficiaries. BTN also leads in Tapera financing, further solidifying its commitment to the housing sector. The bank continues to coordinate with stakeholders to ensure the quality and proper targeting of subsidized housing projects.

“

The large volume of financing must always be accompanied by the quality of the house and the accuracy of the beneficiaries. Subsidized housing must truly be a decent first home, ready to be occupied, and provide certainty for the families who occupy it.