Buying a Home in Taiwan 5 Years Later Costs Over NT$4 Million More, Buys Less Space

Prospective homebuyers in Taiwan face a stark reality: delaying a purchase by five years could mean an additional cost of over NT$4 million and acquiring a smaller living space. Data compiled from the Joint Credit Information Center reveals a significant price jump in the property market.

For individuals aged 35 to 40 in the fourth quarter of 2025, the average home price is projected to reach NT$14.56 million. This contrasts sharply with the average price of NT$10.22 million for those aged 30 to 35 in the fourth quarter of 2020. This five-year gap represents a substantial increase of approximately 42.47% in total price burden.

Several factors have contributed to this escalating cost. The COVID-19 pandemic fueled inflation, while labor shortages and material scarcity drove up construction expenses significantly. These economic pressures have directly translated into higher property prices, impacting the affordability for potential buyers.

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If you didn't buy a house 5 years ago, you may have to bear an additional cost of over 4 million yuan now.

Consequently, those who postpone buying a home not only face a heavier financial burden but also find themselves able to purchase less space. The average living area for the older age group is projected at 41.1 ping, a decrease from the 43.6 ping available to the younger group five years prior.

Real estate analysts note that while the past five years saw a boom in both stock and property markets, benefiting asset owners, those who haven't yet entered the market may feel increasing anxiety. However, past performance is not indicative of future results. Following the central bank's seventh round of selective credit controls in September 2024, the market has entered a period of consolidation, with northern Taiwan's housing prices remaining relatively stable, while central and southern regions face greater pressure.

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Looking at these figures, delaying homeownership by 5 years not only increases the total price burden but also means purchasing a smaller area.