Finnish lawmakers' proposal to charge estates for elder care sparks debate

A proposal by Finnish Green Party lawmakers to charge deceased estates for the costs of round-the-clock elder care has ignited a debate about fairness and financial burdens on families. The suggestion, put forth by MP Atte Harjanne and city councilor Suvi Pulkkinen, aims to address intergenerational equity by recouping care expenses from the assets left behind.

However, the proposal has faced significant criticism. Opponents argue that it overlooks several key aspects of the current system. Firstly, round-the-clock care fees in Finland are already calculated based on a client's total income after taxes, which generally correlates with their wealth. These fees can amount to as much as 85%, and potentially 87.5%, of net income, leaving little disposable income or assets for heirs.

Secondly, Finland already has an inheritance and gift tax, which functions as a form of wealth tax. This tax system takes into account the heir's relationship to the deceased and the value of the inherited property. Critics point out that the revenue from these taxes is substantial and expected to grow, suggesting that further claims on estates are unnecessary.

Furthermore, the article notes that the deceased's earthly possessions often pass to younger generations, providing them with increased financial resources. It also acknowledges that family members often bear the responsibility of caring for elderly relatives long before they require round-the-clock institutional care. The current system of income-based care fees ensures that most individuals have little remaining wealth to distribute. Critics contend that while the public sector faces challenges, "robbing" the elderly of their assets to keep societal wheels turning, especially near elections, is not a viable solution.