Greek interest rates on deposits and loans unchanged in June 2026

Interest rates on deposits and loans in Greece remained stable in June, according to data from the Bank of Greece. The net interest margin held at 4.29%.

The average weighted interest rate for new household deposits stayed nearly flat at 0.36%, while the rate for new business deposits saw a slight increase to 0.20%. For term deposits up to one year, household rates rose to 1.20%, and business rates held steady at 1.91%.

On the lending side, consumer loans without a fixed term, including credit card and overdraft facilities, saw a decrease of 14 basis points, settling at 14.49%. Fixed-term consumer loans with variable rates also dropped by 12 basis points to 10.63%. Mortgage rates with variable interest increased slightly by 6 basis points to 3.56%.

Business loans without a fixed term saw a small increase to 4.69%, while professional loans remained largely unchanged at 6.82%. Fixed-term business loans with variable rates also held steady around 4.23%. For small and medium-sized enterprises (SMEs), variable-rate term loans increased by 8 basis points to 4.51%.