Pegadaian Achieves Stellar Performance in H1 2026, Profit Surges 84.4%

PT Pegadaian, a key pillar of Indonesia's national finance, has demonstrated remarkable resilience and achieved a stellar performance in the first half of 2026. Through adaptive business strategies and aggressive expansion of its gold ecosystem, the company reported a net profit of Rp 6.59 trillion as of June 30, 2026. This figure represents a significant 84.4% surge compared to Rp 3.58 trillion in the same period of 2025.

The company's accelerated performance is also evident in its total assets, which reached Rp 186.33 trillion, a 53.9% increase from Rp 121.1 trillion in the previous year. This asset growth is strongly supported by a 52.7% leap in gross outstanding loans, reaching Rp 155.1 trillion from Rp 101.5 trillion a year earlier.

This impressive achievement is complemented by a healthier and more prudent financing quality, marked by a significant reduction in the Non-Performing Loan (NPL) ratio. The NPL ratio dropped from 0.81% on June 30, 2025, to 0.71% on June 30, 2026.

PT Pegadaian's President Director, Damar Latri Setiawan, expressed gratitude for the company's continued growth amidst current economic and geopolitical challenges. He thanked customers and the Indonesian public for their trust, emphasizing Pegadaian's commitment to serving wholeheartedly and contributing to economic development. "With the spirit of Serving with All Our Hearts, Pegadaian continues to increase its role and contribution in economic development, to GOLDEN Indonesia," Setiawan stated.

Setiawan further highlighted Pegadaian's commitment to transformation, aiming to provide relevant products and services. He mentioned the introduction of Gold Bank Services and the Tring! application as initiatives to facilitate public investment. "We are committed to providing products and services that are relevant to the community. With the presence of Gold Bank Services, as well as the Tring application, it is hoped that it can make it easier for people to invest with Pegadaian," he said. The company believes its comprehensive gold-based financial services and robust infrastructure position it to significantly contribute to the national economy, aiming to "GOLDEN Indonesia."