Pension Fund Month 2026: Taspen Seeks to Increase Participation

Indonesia's pension authorities are trying to close a large gap in financial awareness. Pension Fund Month 2026 opened on September 6 as a collaborative campaign to encourage people to prepare for retirement earlier.

PT Taspen launched the initiative with stakeholders at a car-free-day event in Jakarta. Its theme, “Work Productively When Young, Live Happily in Old Age,” links retirement preparation to long-term financial security. Tribuna Phitera Djaja, Taspen's operations director, said the campaign was intended to improve literacy, inclusion, and participation in pension funds.

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The launch of Pension Fund Month 2026 is a historic moment because, for the first time, Pension Fund Month has emerged as a collaborative movement to increase pension literacy, inclusion, and participation under the theme ‘Work Productively When Young, Live Happily in Old Age.’

Taspen, which provides social insurance for Indonesian civil servants, said it would continue promoting early retirement planning, particularly for civil servants nearing retirement. The campaign will use educational and inspirational activities to encourage people to prepare their finances before leaving work.

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We are conducting surveys on literacy and financial inclusion in each sector. Nationally, financial literacy is already 69 percent, meaning that out of 100 people surveyed, 70 percent already understand it. Inclusion is even higher, at 93 percent. But for pension funds specifically, the figure remains low: literacy is 22 percent, and inclusion is also far below that. The challenge for us is how to increase pension-fund literacy and inclusion.

Friderica Widyasari Dewi, chair of the Financial Services Authority's board of commissioners, said the initiative was important because the OJK regulates the pension sector and is responsible for improving financial literacy and inclusion. National financial literacy stood at 69 percent and inclusion at 93 percent, she said. Pension-fund literacy, however, was only 22 percent, while pension-fund inclusion also remained far lower.

Friderica said awareness was beginning to grow, but people still needed to turn knowledge into actual use of pension products. The broader goal, she said, was financial resilience: having enough savings, passive income, and other resources to live securely after retirement. OJK records cited in the article put pension-fund assets under management at about 1,669 trillion rupiah, although the source text ends before providing further details.

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The main thing is also how financial inclusion becomes financial resilience, meaning our security. When we all grow old and enter retirement, we need enough savings, passive income, and other resources to ensure that we can live comfortably for the rest of our lives.