Sharia Investment Highlighted, Menara Syariah and CFX Develop AI-Based Digital Asset Ecosystem

Menara Syariah and PT Central Finansial X (CFX) are collaborating to establish the Indonesian Sharia Digital Asset Ecosystem, integrating artificial intelligence (AI) and blockchain technology. Five startups, DynastyCapital, Orbitum, AriesTech, Asyah, and Peksindo, will form the core of this ecosystem.

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Artificial intelligence, digital platforms, smart contract, and tokenized instruments are changing the world of finance very quickly. For Islamic finance, this is not just a technological transformation, but also a test of purpose, governance, and trust.

DynastyCapital will focus on AI-driven digital asset management, while Orbitum will build the infrastructure for tokenizing Sharia-compliant instruments. AriesTech is set to develop tokenization for real-world assets like stocks and gold. Asyah aims to broaden access to Sharia financing through the digitalization of Sharia Restricted Investment Accounts (SRIA), and Peksindo will provide independent Sharia-compliant crypto asset rating and screening services.

Harianto Solichin, President Commissioner of Menara Syariah, stated that advancements in AI, digital platforms, smart contracts, and asset tokenization are rapidly transforming the financial landscape. He emphasized that for Islamic finance, these developments present not only a technological transformation but also a test of its objectives, governance, and trustworthiness. Solichin stressed that technological innovation must remain grounded in the principles of 'maqashid syariah' (the objectives of Islamic law), transparency, and good governance.

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Crypto is indeed interpreted by many as having elements of gambling. However, with what we are launching, all of this is expected to overcome that public opinion.

Muslich Ramelan, Commissioner of Peksindo, addressed public skepticism surrounding cryptocurrencies, which are often associated with gambling. He expressed confidence that the new ecosystem, leveraging AI and blockchain, will dispel these negative perceptions. Ramelan highlighted that AI and blockchain are designed to promote transparency, accuracy, speed, and fairness, aligning with the core principles of Islamic economics. The initiative seeks to foster growth in the digital Sharia economy and build public confidence in Sharia-compliant digital assets.

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AI and blockchain technology do not teach gambling, but provide fairness, accuracy, and speed.