Bank Jago disburses Rp26.6 Trillion in loans in H1 2026

PT Bank Jago Tbk has achieved significant growth in the first half of 2026, disbursing Rp26.6 trillion in loans. This figure represents a substantial 24% increase compared to the Rp21.4 trillion disbursed during the same period last year.

The bank's expansion is supported by a growing customer base, which reached 20.1 million by the end of June 2026, an increase of nearly three million from 17.2 million in the first half of 2025. This growth in customers has driven up third-party deposits (DPK) to Rp27.6 trillion, a 23% year-on-year rise from Rp22.4 trillion. Low-cost funds, comprising current accounts and savings accounts (CASA), constitute Rp14.6 trillion, or 53% of the total deposits.

Bank Jago's profitability has also seen a marked improvement. The bank recorded a net profit after tax of Rp189 billion by the end of June 2026, a 49% jump from Rp127 billion in the prior year's corresponding period. Total assets have expanded by 28% to Rp41.4 trillion.

According to Bank Jago's President Director, Arief Harris, the business growth is fueled by product and service innovation, alongside collaborations with various ecosystem partners. He stated that this strategy enables the bank to offer financial solutions tailored to the needs of diverse customer segments. The bank maintained a healthy non-performing loan (NPL) ratio of 0.8% and a capital adequacy ratio (CAR) of 28.4%.

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As a technology-based bank, this business growth is inseparable from our product and service innovation and strong collaboration with strategic ecosystem partners. This way, we are able to provide relevant financial solutions for various customer segments, while building a solid foundation for future growth.