BRI Drives Grassroots Economy as Profit Reaches Rp31.2 Trillion in Second Quarter of 2026

Bank Rakyat Indonesia reported net profit of Rp31.2 trillion for the first half of 2026, presenting the result as evidence that its focus on micro, small and medium-sized enterprises continues to support growth.

BRI Group's profit rose 17.5% year on year through the second quarter. By the end of June, 75.1% of its lending and financing portfolio had gone to the MSME segment, reinforcing the bank's stated role as a driver of Indonesia's grassroots economy.

President Director Hery Gunardi said the performance came as Indonesia's economy remained resilient. Economic growth stood at about 5.30% in the second quarter, while inflation reached 3.34%. The MSME Business Index also rose from 102.5 at the end of 2025 to 104.7 in the first quarter of 2026. A reading above 100 indicates that businesses generally remained in an expansion phase and felt optimistic about their activity.

“Conditions like these give BRI optimism because MSMEs are our core business and an important part of the fundamentals of the national economy,” Hery said. “One thing that does not change is BRI's commitment to continuing to grow together with MSMEs and Indonesia's grassroots economy.”

The wider banking sector also showed solid indicators, according to the presentation in Jakarta. Industry lending grew 12.7% year on year, deposits increased 10.2%, and low-cost funds rose 11.0%. Loan at Risk fell to 8.5%, while the loan-to-deposit ratio stood at 88.3% and return on assets at 2.5%.

BRI said its BRIVolution Reignite program was beginning to affect performance. The transformation has two simultaneous priorities: strengthening the funding franchise, and reshaping established core businesses while developing new core businesses as additional sources of growth.

“

Conditions like these give BRI optimism because MSMEs are our core business and an important part of the fundamentals of the national economy. One thing that does not change is BRI's commitment to continuing to grow together with MSMEs and Indonesia's grassroots economy.