Hana Bank Posts Rp360.76 Billion Profit in First Half 2026

PT Bank KEB Hana Indonesia, or Hana Bank, achieved a net profit of Rp360.76 billion in the first half of 2026, marking a 9.21% year-on-year increase. This financial growth was propelled by a rise in credit distribution and overall assets, even amidst global economic challenges.

Yung Ryul Ko, President Director of Hana Bank, expressed confidence in meeting the bank's performance targets for the remainder of 2026. He emphasized a continued commitment to innovation and cautious practices. "We are optimistic about achieving our targets by year-end despite various challenges," Ko stated. "Moving forward, Hana Bank will continue to innovate, offering products and services that meet customer needs and align with economic developments, while always prioritizing prudence."

The bank reported Rp43.23 trillion in credit distribution for the first half of 2026, an 8.81% increase from the same period last year. Consequently, Hana Bank's total assets grew by 8.54% to Rp56.58 trillion. This intermediation performance was supported by Rp27.77 trillion in third-party funds (DPK). The bank is also focusing on increasing its low-cost deposit base, comprising current and savings accounts (CASA), to manage its cost of funds more efficiently.

Regarding asset quality, Hana Bank's non-performing loan (NPL) ratio stood at 0.68%, an improvement from 0.73% in the first half of 2025 and significantly lower than the industry average of 2.09%. The bank's capital adequacy ratio (CAR) was robust at 25.78%, providing ample room for future business expansion.

In the first half of 2026, Hana Bank enhanced its digital offerings by launching mutual fund investment features on LINE Bank by Hana Bank and expanding its network of investment managers. The bank also continued its corporate social responsibility initiatives, including scholarships, social and religious aid, blood drives, and school renovations.

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We are optimistic about achieving our targets by year-end despite various challenges. Moving forward, Hana Bank will continue to innovate, offering products and services that meet customer needs and align with economic developments, while always prioritizing prudence.