LPS Pays Rp304.8 Billion in Claims for Depositors of Three Liquidated Rural Banks

The Lembaga Penjamin Simpanan (LPS) continues to uphold public trust and financial system stability, as evidenced by the payment of Rp304.8 billion in claims for depositors of three liquidated rural banks (BPR) this year. Chairman of the LPS Board of Commissioners, Anggito Abimanyu, noted that the number of BPR and BPRS liquidations remains relatively low, consistent with normal patterns observed in 2024 and 2025. This stability is a testament to LPS's optimal execution of its deposit insurance and bank resolution programs.

While the number of bank closures might seem concerning, it's important to view this within the broader context of financial system consolidation. The Otoritas Jasa Keuangan (OJK) has observed a continuing trend of BPR consolidation, with many merging to form larger entities. As of March 11, 2026, 142 BPR and BPRS have successfully consolidated into 50 entities, with more consolidation processes underway. This strategic merging aims to strengthen the remaining BPRs and enhance their competitiveness.

LPS assures the public that the deposit insurance coverage remains robust, consistently exceeding 90 percent for both general banks and BPR/BPRS. This commitment ensures that the majority of account holders are protected, maintaining confidence in the banking sector. The ongoing efforts by LPS and OJK to manage bank resolutions and facilitate consolidation demonstrate a proactive approach to safeguarding Indonesia's financial ecosystem.

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Kalau kita bandingkan dengan 2024 dan 2025, memang tidak ada tambahan ataupun secara tahunan tidak ada tambahan BPR-BPRS yang likuidasi. Jadi polanya masih pola normal untuk tahun 2026.