UOB Malaysia Records Highest Ever Pre-Tax Profit of RM2.5 Billion

UOB Malaysia has once again demonstrated its financial prowess, posting a record-breaking pre-tax net profit of RM2.5 billion for the fiscal year ending 2025. This remarkable achievement, representing a 15.6% surge from RM2.2 billion in 2024, underscores the bank's robust performance and strategic execution in a dynamic market.

This historic profit is a testament to sustained growth in core business operations, disciplined cost management, and a significant decrease in expected credit losses. CEO Ng Wei Wei highlighted the bank's resilience, prudent risk management, and unwavering commitment to building a sustainable and balanced business that supports both customers and the nation's long-term growth. The bank's operating income also saw a healthy increase of 4.5%, fueled by improvements in net interest income and contributions from Islamic banking and non-interest income streams.

Beyond profitability, UOB Malaysia continues to strengthen its balance sheet. Gross loans and financing expanded by 2.8%, supported by steady growth in both wholesale and retail segments. Concurrently, non-bank deposits saw a 5.8% rise, reflecting the bank's focus on attracting quality deposits and optimizing its funding structure. The bank's capital position remains exceptionally strong, with Common Equity Tier 1 and Total Capital ratios well above regulatory requirements, and it continues to hold a AAA rating.

As UOB Malaysia celebrates its 75th anniversary, its focus remains on enhancing regional connectivity, digital platforms, and cross-border capabilities. The bank is also extending support to customers affected by the West Asian conflict, demonstrating its commitment to navigating complex global challenges. This consistent performance and dedication to sustainability have earned UOB Malaysia prestigious accolades, including 'Best Bank' and 'Best Sustainable Bank' from FinanceAsia for the second year running, solidifying its position as a leading financial institution in Malaysia.

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This performance reflects the resilience of our business, prudent risk management, and our continued commitment to building a sustainable and balanced business to support customers and the country's long-term growth.